Credible is a global distributed ledger to store business credit data on the blockchain in a way that disrupts the incumbent credit bureaus and inefficient loan processes. Credible democratizes credit data ownership, putting it back into the hands of businesses. It’s credit data built to be open and accessible.
1) Data Collection - Businesses own their own data. They are incentivized to build strong credit histories as they share their business credit data on the blockchain.
2) Data Usage - Our ecosystem connects lenders, data providers, credit scorers, researchers & enterprises to contribute, verify and consume credit data.
3) Financial Marketplace - The Credible marketplace is open to purchase raw data, value added credit reports and loan provision facilitated by Trusted Escrow Agents (TEAs).
Dr Rex YeapPARTNER OF INVENTION CAPITAL, INVENTOR OF IP BLOCKCHAIN
|Soft cap||5,000,000 USD|
|Hard cap||18,500,000 USD|
|Accepting||ETH, BTC, BNB|
|Restricted countries||China, Congo, Eritrea, Iran, Libya, North Korea, Somalia, South Sudan, Sudan, United States of America, Yemen|
|Know Your Customer||Yes|
Nov 2017 - Mar 2018
Run own own nodes. R&D on Bitcoin/Litecoin RPC + ZMQ. Bitcoin and Litecoin merchant payments.
Register patent for blockchain based payments (SG 10201802929R), blueprint for Credible
R&D on Credible (data replication, consensus, experimental data, noSQL storage)
JUL - NOV 2018
Public financing & Seed funding raised
Publish Credible Wallet MVP. Launch Crypto ATM (buying/selling of BTC, LTC)
Design Credible RPC (interface, validation). First 5 nodes with shared keyring, joining and recovery
Launch Credible testnet. Prototype Credible Explorer
Publish credit data model and taxonomy (systematics, structure, hierarchy)
Publish Credible RPC interface for add, validate, search, purchase credit data
Launch Credible mainnet
- Credit scoring model, loan provision support
Credible SDKs for Mobile. ERC20-To-Credible token bridge
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